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A Long-term care insurance contract is an important risk management tool in the personal financial planning process. The contract provides benefits in the event of a future need for a nursing home, assisted living facility, or home health care. Hybrid long-term care insurance, which is also known as asset-based long-term care insurance, consists of a life insurance or annuity contract, with long-term care benefits as part of the contract.
Learning Objectives:
Evaluate the benefits of a hybrid long-term care insurance contract
Recognize a long-term care event as part of a personal financial plan
Assess the applicability of long-term care insurance as a personal financial planning recommendation
Speaker(s):
Thomas
N. Tillery,
MA Ed., MSFS, AEP® (Distinguished), CFP®, CLU®, ChFC®, LUTCF®, CRPC®,
Vice President/Chief Compliance Officer,
Paraklete Financial, Inc.®