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Dr. Adibi will discuss the current state of national and state economies and present the forecast for 2010. The presentation will explore the role of monetary and fiscal policies in stimulating the national economy and will provide answers to the following questions: · Will the Federal Reserve and governmental intervention stabilize credit and housing markets? · Is the economy headed for a double-dipped recession? · What will happen to interest rates? · What is the outlook for the job market? · California residential market, are we at the bottom? · What is the outlook for the commercial real estate market?