Tom is a partner with PwC's FSR (Financial Instruments, Structured Products, and Real Estate) practice. His primary focus is on business advisory services for clients within the securitization industry. With over 22 years of experience in the financial services industry and a specialization in mortgage and asset backed securities, Tom is responsible for providing financial advisory, risk management, and systems solutions to issuers, servicers, trustees, and investors for all securitized asset types. Tom is responsible for helping clients improve their cash flow modelling, investor reporting, and collateral analysis, and is currently assisting several securitization issuers and servicers implement strategies to improve their operational effectiveness in a number of areas including valuation, advances, and regulatory compliance. By evaluating controls around investor reporting, reserve models and cash flow projection models, he has helped clients reduce risk and improve the continuity of operations across organizations. Tom has, recently, provided valuation expertise to assess a client's processes for valuing securitized products such as cash and synthetic instruments, servicing rights, case reserve accounts, and retained interests. He has provided process improvement services to a trustee and master servicer that resulted in a more efficient operation with reduced risk. He has assisted clients with the SEC disclosure, reporting, and attestation requirements for both Regulation AB and the newly enacted Dodd-Frank rules. He also provides direction for a team of staff and senior consultants involved in the development of securitization models, which provide bond administration, tax reporting, and reverse engineering solutions to clients.