Natalie B. Choate, Esq., is of counsel to the Boston law firm of Nutter McClennen & Fish. Her book Life and Death Planning for Retirement Benefits is the "bible" for tax and investment professionals regarding IRA rules applicable to their clients. She has lectured in all 50 states and received the Distinguished Accredited Estate Planning designation. She is a fellow and former Regent of the American College of Trust & Estate Counsel, and former Chair of its Employee Benefits Committee.