Kirsten Muetzel

Ms. Muetzel is a finance and risk management executive who is passionate about financial services innovation. She is a financial institutions expert at the intersection of private sector and public policy. Her career spans working on Wall Street at Goldman Sachs, in Silicon Valley at several FinTech startups, in Washington D.C. at the World Bank, within the Federal Reserve System in both New York and San Francisco, and in emerging markets. Today, Ms. Muetzel provides strategic counsel to banks on regulatory, risk and compliance matters, particularly as related to Banking-as-a-Service (BaaS), and other fintech arrangements and/or partnerships. Her clients appreciate the unique perspective she shares based on her years leading through a variety of complex regulatory scenarios and navigating areas that have limited formal regulatory guidance available when bringing new products and services to market.

Ms. Muetzel graduated magna cum laude from the University of Arizona with a B.S.B.A. in Accounting. She was awarded the Most Outstanding Accounting Student in her graduating class. She received her M.B.A. from Columbia Business School, and a Master in International Affairs from the Columbia School of International and Public Affairs, where she was also awarded a certificate from the Harriman Institute. Ms. Muetzel is a licensed C.P.A. (inactive) in the state of California and is currently diligent in her efforts to transition her license to her home state of Indiana. When she's not working, Ms. Muetzel enjoys spending time with her son and their Golden Mountain Doodle.