Derek Tharp Ph.D., CFP®, CLU®

Derek Tharp is the lead researcher at Kitces.com, an Assistant Professor of Finance at the University of Southern Maine, and the founder of Conscious Capital, Inc. In addition to writing at Kitces.com, Derek regularly contributes to the wealth management section of the Wall Street Journal's Experts Blog. Derek's research has been published in academic journals such as the Financial Planning Review, Journal of Financial Planning, Journal of Personal Finance, Journal of Retirement, and Journal of Financial Counseling and Planning.