Caroline D. Pham J.D.

Caroline D. Pham is Deputy Head of Global Regulatory Affairs, which partners with Global Government Affairs to drive Citi’s advocacy efforts across all businesses and regions, and informs and integrates views on the strategic and practical implications of regulatory and supervisory policy in support of Citi’s franchise, clients, and customers. Caroline covers emerging issues such as FinTech, blockchain/distributed ledger technology, and digital assets. Previously, Caroline joined Citi in 2014 to start the Markets Regulatory Implementation team in Compliance. Prior to joining Citi, Caroline practiced law in Washington, D.C., most recently serving as Special Counsel and Policy Advisor to former CFTC Commissioner Scott O’Malia. She was also a Visiting Fellow at the George Washington University Center for Law, Economics and Finance. She holds a BA from UCLA and a JD from the George Washington University Law School.