Fred Fernatt PFS

Fred Fernatt has practiced accounting since 1976, financial planning since 1980 and is president of Creative Transitions Strategies. His practice focuses on planning for those contemplating retirement, divorce, death of spouse, and similar transitions. Fred has periodically taught accounting, income tax, investments and similar subjects at Iowa State University and other institutions. In addition to his practice, Fred works for a defense contractor providing financial counseling to members of the armed services.