Masha leads a team of subject matter experts responsible for solution structuring for allowance calculation, stress testing, capital planning, credit risk management and insurance risk management. Her primary focus is on banks, credit unions and insurance companies. Masha spent over 16 years in financial industry in the U.S. in various roles, including audit, technical accounting policy, financial reporting. Earlier in her career, Ms. Muzyka lead solution consulting team at SS&C Primatics and focused on technical accounting policy at Freddie Mac and FHLB OF. Masha holds a Bachelor of Economics degree from the Moscow State University; is a CPA licensed in VA; and is a member of AICPA.