John is a Director in PwC’s Financial Markets Practice where he specializes in the fair value, credit, and prepayment modelling of residential and consumer loan portfolios and structured products. He has provided valuation and modelling services to U.S. and foreign investment banks, commercial banks, and asset management industry participants. John has over twelve years of experience in the finance industry. Prior to joining PwC, he worked in the Research and Statistics Division of the Federal Reserve Board in Washington DC, where his research focused on the structure of the banking industry and small business finance. John is a CFA Charterholder and earned his Masters Degree in Finance from the Johns Hopkins University Carey Business School.