Richard H. Kotzen President & CEO, Board Member Prior to taking over the role of being President & CEO of Capital Automotive Financial, Mr. Kotzen was previously a partner in the firm of Crowe Horwath LLP, one of the top 10 accounting and consulting firms in the United States. He worked exclusively within Crowe’s Retail Dealerships Group, a strategic business unit that specializes in providing assurance, financial advisory, tax, profitability enhancement, and risk management services to dealerships across North America. In practice since 1982, Mr. Kotzen has specialized expertise in the automotive retail industry and has worked with a diverse group of clients ranging from single-point dealerships to mega dealership groups with annual sales ranging from $50 million to $3 billion. Mr. Kotzen brings over 35 years of experience in the automotive industry and has been involved in consulting and structuring deals, both on the buy and sell side, ranging from $10 million to $1 billion in total enterprise value. Mr. Kotzen has worked on over $4 billion of enterprise dealership transactions in his retail automotive industry career. Mr. Kotzen brings significant financial, operational, and investment expertise to drive value in the automotive retail industry.