Judith Ciesielski, Executive Vice President, leads the Credit Capital, Allowance and Stress Testing (CCAST) team at Wells Fargo. CCAST is responsible for overseeing the calculation and review of credit risk capital and provision for use in Wells Fargo’s financial reports, regulatory capital calculations, regulatory reporting, and periodic stress testing exercises. A banking professional with over 20 years of experience, Ciesielski previously held roles as the Chief Financial Officer for the Risk Management Division at Wachovia and Chief Financial Officer in Investment Banking at Wachovia.