Mr. Rich has served community banks for his entire professional career. In 2006 he joined two other banking executives to form CapitalMark Bank & Trust. After a then record capital raise for a new bank in Tennessee, the bank opened on March 5, 2007. Intrinsic to the bank is a model of personal service to clients with limited locations. All clients have one point of contact with the bank. Focusing on the business community Capital Mark has grown to $880 million in total assets all through organic growth.