Description

Insurance products such as life insurance and annuities can provide tax advantaged investment returns. This presentation will explain the basics of insurance taxation, understanding basic annuity and life product structures, and the mathematics of net returns on assets subject to taxes on growth above basis. Topics include optimal location of financial assets within insurance products and assessing the value of mature insurance policies.

Learning Objectives:

• Identify the potential tax benefits of annuities and life insurance.
• Recognize asset location strategies to maximize benefits from the use of insurance products

Speaker(s):

• Michael Finke, PhD, CFP, Professor, Frank M. Engle Chair of Economic Security Research, The American College of Financial Services