At some point in the 70+ age range, longevity risk creates more financial uncertainty for retirees than being 100% invested in equities, and so becomes a serious issue that should be confronted explicitly. What are the options for dealing with this issue? How can annuities be integrated into a portfolio structure? Learn how for most individuals, an advanced life deferred annuity (longevity insurance') is a more sensible solution than an immediate annuity, because of a little-known relationship between deferred and immediate annuities. Find out the trio of financial goals that most retirees desire and how a deferred annuity fits into these goals.
Attendees will learn:
The relationship between an immediate annuity and a deferred annuity.
Why a deferred annuity is typically a better longevity solution than an immediate annuity.
The role of a deferred annuity in a retiree's portfolio.